There’s a lot of eye rolling, patronizing, and dismissal of Millennials by older generations — some of which is warranted, some not. But have you ever thought about this cohort of tech-savvy professionals poised to take over the world and stopped to consider that they’re spending and saving much smarter than other generations? ‘Cause it’s true.What are they doing differently? Take a look at these seven ways Millennials are changing the money game entirely to forge their own path to financial success.1. Millennials Are Quick to Adopt New Payment TechnologiesThere used to be only three ways to pay for purchases — cash, check, or charge. But today there are several paperless options that require neither physical money nor the prospect of accumulating debt with credit. These new mobile-based payment technologies are linked directly to a bank account for what’s essentially a debit transaction without the card, and Millennials are adopting them in droves. continue reading » 49SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr
The CU DEI Collective announced today the election of 6 new members to the governing body. The election brings the number of board members to 21 to reflect broad and deep diversity of voices and life experiences within the credit union space. The following organizations now complete the Collective’s governing body with their voice and vote:CUES (John Pembroke), representing Other Trade/Professional Organizational categoryCU Pride representing the LGTBQ+ Credit Union Community, representing the Diversity-centric organizational categoryMitchell, Stankovic & Associates (Susan Mitchell), representing the At-Large organizational category.National Association of Federally Insured Credit Unions (Jacqueline Ortiz Ramsay), representing the At-Large organizational categoryBECU (Jackie Martinez-Vasquez), representing the Credit Union categoryPremier America Credit Union (Diana Cervantes), representing the Credit Union category.“I am humbled to see such interest in the Collective. We were pleased to receive so many applications. The nominations showed unrivaled aspirations and a firm commitment to making the credit union space a place of inclusion and belonging,” said Victor Miguel Corro, Coopera CEO and Chair of the Collective. “We have remarkable people on the governing body to build a strong Collective.” This post is currently collecting data… This is placeholder text continue reading » ShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr
The funds of the Cyclotourism Development Program on the continent are intended to strengthen bike tourism on the continent through tracing, arranging and marking bicycle routes and are available to the public sector – regional self-government units, ie the following counties: Bjelovar-Bilogora, Brod-Posavina, Karlovac, Koprivnica -križevačka, Krapinsko-zagorska, Ličko-senjska, Međimurska, Osječko-baranjska, Požeško-slavonska, Sisačko-moslavačka, Varaždinska, Virovitičko-podravska, Vukovarsko-srijemska and Zagrebačka. Cover photo: TZ Samobor The Ministry of Tourism has announced the results of a public call for grants under the Cyclotourism Development Program on the Continent in 2019, for which the Ministry of Tourism has provided HRK 5 million in the budget this year. The largest grants were received by Karlovac County for the continuation of the development of the “Bike4river” program in the amount of 407.200,00 kuna, followed by Varaždin County for the development of “outdoor” cycling routes of Varaždin County and Međimurje County for the construction of a lookout with a rest area for cyclists. received HRK 400.000,00 in support. Attachment: Decision on project selection and award of grants under the Cyclotourism Development Program on the Continent in 2019 Karlovac County received the largest support for the development of cycling tourism Find out what is planned to be done by counties on the continent for the development of cycling tourism, as well as a list of all the winners in the attachment.
The Kemayoran Complex Management Center (PPK) is to hold discussions with the central government to anticipate inundation at the Gandhi underpass in Kemayoran, Central Jakarta as rainfall continues to batter the city.The center’s director for planning and development, Riski Renando, said he got in contact with the Public Works and Housing Ministry after the underpass experienced 2.5 meters of flooding on Jan. 24. “We have been looking for field data and assessing the conditions since the water was supposed to flow [freely without causing a flood],” Riski told The Jakarta Post on Saturday, refusing to reveal when he would speak with the city administration.After the flooding in January, Riski said the management center would also schedule a meeting with the city administration in the coming week. The plan, however, has not transpired…. Forgot Password ? Log in with your social account #Jakarta Kemayoran #flooding flood Gandhi-underpass #Gandhi-underpass #Kemayoran Topics : LOG INDon’t have an account? Register here Linkedin Google Facebook
Fujimori had asked to be released due to fears she might contract the novel coronavirus in the Chorrillos women’s jail.”The first thing I’m going to do after leaving and (before) arriving home is undergo a molecular test so as not to put my family at risk,” mother of two Fujimori wrote on Twitter.She was jailed in January just two months after being released from a previous 13-month pre-trial detention.Once Peru’s most popular politician, Fujimori is accused of accepting $1.2 million in illicit party funding from Brazilian construction giant Odebrecht for her unsuccessful 2011 presidential election campaign. Topics : “Keiko will continue to face this investigation. She’s the one who most wants this to be clarified,” her lawyer Guilliana Loza said at the weekend.Attorney General Rafael Vela, who is co-ordinating the team investigating the Odebrecht scandal, said on Saturday he would appeal against the release.Odebrecht is embroiled in a wide-ranging corruption scandal and has admitted to paying hundreds of millions of dollars in bribes to win contracts in 12 countries.At least $29 million was paid to Peruvian officials from 2004, including to bribe four former presidents, the company has said.Alejandro Toledo, Ollanta Humala, Pedro Pablo Kuczynski and the late Alan Garcia have been implicated in the scandal.Peruvian television showed images of an employee of a private laboratory waiting outside Fujimori’s home to test her for the novel coronavirus.She has been barred from living in the same house as her American husband Mark Villanella as he is under investigation in the same case.Villanella announced on social media that he and the couple’s two daughters were staying with Fujimori’s mother, Susana Higuchi.”We’ve decided that until we have the test results, I won’t be able to join my daughters,” Fujimori had said on Twitter.Fujimori is the daughter of disgraced former president Alberto Fujimori, 81, who is serving a 25-year jail sentence for ordering two massacres by death squads in 1991 and 1992. Peru’s opposition leader Keiko Fujimori was released on Monday from a 15-month pre-trial detention on corruption charges after just three months, an AFP reporter witnessed.Fujimori, who left the woman’s prison in the capital Lima on bail wearing a face mask and white gloves, had earlier announced on Twitter that she would head straight from the facility to take a coronavirus test before going home.The 44-year-old’s release came four days after a court granted her bail of 70,000 soles ($20,000).
The Grisons cantonal doctor, Marina Jamnicki, said face masks for restaurant staff who cannot keep 1.5 metres (4.9 ft) distance from others were a better solution than transparent plastic shields secured by a headband.”An analysis of the cases and the path in which the disease spread shows plastic visors being used in gastronomy don’t offer sufficient protection,” her office said. “People who wore visors got infected.”The Swiss Federal Health Office did not return queries about potential action, given Jamnicki’s warning.Marc Tischhauser, director of the Grisons restaurant industry association, told Reuters the doctor’s warning was a reminder that visors play a “complementary role” in protecting against COVID-19 infections, and that proper social distancing and face masks are also necessary to be effective. The top doctor in the Swiss mountain region that includes St. Moritz and Davos told restaurants on Tuesday not to rely on plastic visors to protect their employees from COVID-19 infections, saying they “create a false sense of security”.The warning, from the Grisons canton bordering Italy and Austria, raises questions about the reopening strategies of some restaurants, hotels and other tourist-dependent businesses.In Germany some states allow visors for service workers, while others require face masks. Swiss restaurants don’t require all workers to wear protective facial coverings, though some have adopted them. The World Health Organization last month updated guidance urging face masks be worn in public, while conceding only observational evidence, not scientific studies, showed they helped contain the new coronavirus’s spread.Germany’s Robert Koch Institute (RKI) for public health said masks are better because they “slow the speed of breath or the dispersion of spit and slime drops” while visors “just capture drops that land on the screen”.Germany’s 16 states have final say in what to require.In Hessen, where Frankfurt is located, service workers can use visors, while Bavaria’s health office advises they can be used “only to reinforce a mask covering the mouth and nose”.A similar debate is taking place in the United States.Many airlines in European countries including Germany, Italy and France require masks that cover the nose and mouth. Qatar Airways requires passengers to wear both a mask and face shield. Topics :
The UK’s largest pension scheme has issued a rare public statement calling for the board of chemicals firm AkzoNobel to engage meaningfully with a €26.9bn takeover approach.US paints manufacturer PPG earlier this week submitted a third bid for the Dutch company. AkzoNobel acknowledged the “unsolicited” approach in an announcement to the stock market on 24 April and promised to “carefully review and consider” the offer.The Universities Superannuation Scheme (USS), a shareholder in AkzoNobel since 2010, today called for the company’s board to “engage in a meaningful and constructive dialogue with PPG”. It currently holds 1.28% of AkzoNobel’s issued shares.Daniel Summerfield, co-head of responsible investment at USS, said in a statement: “We believe that this revised offer, with the assurances given, provides a launch pad for negotiations to commence in earnest.” PPG also promised a “significant” reverse break fee, meaning it would contribute towards AkzoNobel’s costs if the deal falls through. Summerfield said this part of the offer was “particularly noteworthy” and called for the company’s board to “seize this opportunity and constructively engage with PPG as a matter of urgency”.Activist investor Elliott Advisors also called for AkzoNobel to enter into “sincere and constructive discussions” regarding the offer.In a statement, Elliott Advisors said: “There can be no reasonable doubt that PPG’s revised proposal represents a bona fide proposal from a credible counterparty; this proposal clearly warrants sincere engagement from AkzoNobel.”Elliott also voiced concerns that a hostile bid – which it said could materialise if AkzoNobel failed to engage – would not necessarily include the same terms for shareholders. “Elliott therefore believes that friendly discussions now are in the best interest of all stakeholders,” the activist firm said.Elliott took a major stake – roughly 3%, according to statements from the investment company – in AkzoNobel late last year as it believed the chemicals firm was undervalued and underperforming relative to its peers.AkzoNobel has offered shareholders an alternative strategy, involving a restructure of the business.In addition, earlier this month a group of shareholders called for an extraordinary general meeting (EGM), which newspaper reports suggested was aimed at ousting Antony Burgmans, chair of the company’s supervisory board.AkzoNobel rejected the bid, but USS criticised this decision, claiming it showed the board was not taking its fiduciary responsibilities seriously.“The decision to ride roughshod over shareholders’ rights not only undermines the credibility of the board but portrays Dutch governance in a very negative light,” USS’s Summerfield said.“We took the unusual step at the annual general meeting of making public our concerns. The board and management now need to demonstrate that they are willing and able to fulfil their fiduciary duties to shareholders by evaluating objectively the revised offer by PPG.”Elliott Advisors also strongly criticised the decision, describing it as “groundless” and “an egregious dismissal of shareholder rights, further evidence of self-entrenchment and… a continued affront to proper corporate governance”.“Elliott believes that the reality is that AkzoNobel is afraid of calling the EGM because shareholder feedback apparently indicates that shareholders would vote to remove Mr Burgmans from his position as chairman of the supervisory board,” the activist investor said in a statement. “AkzoNobel’s supervisory board… has failed to fulfil its corporate governance duties by refusing to obtain, through engagement with a credible bidder, the necessary information required to evaluate a serious proposal.”It added: “As far as Elliott is aware, it is unprecedented in European corporate history to have several large shareholders request the convocation of an EGM of a major corporate, and the fact that six AkzoNobel shareholders have done so in this instance is indicative of the breadth and depth of shareholder discontent with the conduct of AkzoNobel’s boards.”AkzoNobel’s share price closed at €79.20 on 27 April, up by almost a third (32.6%) since the start of the year – driven primarily by trading in the wake of PPG’s bids.
Houston-based LNG engineer KBR posted a rise in the third quarter profit as the markets showed healthy demand the company benefited from. The company’s third-quarter profit reached $58 million, up from the $45 million in the corresponding quarter in the previous year.Stuart Bradie, KBR president and CEO, said, “the markets are as healthy as we’ve seen in many years, and we are strategically positioned where demand is growing.”KBR said its quarterly revenue rose from $1 billion in 2017 to $1.3 billion during the quarter under review, driven by strong organic growth in Government Services and Technology businesses, the consolidation of acquired entities in the Aspire Defence program and our acquisition of SGT.The company added, “the market conditions are showing improvement for LNG and downstream opportunities given the abundance of low-priced natural gas and the increasing demand for clean LNG, chemicals and petrochemicals.” The company won a number of strategic concepts, pre-FEED and FEED projects to deliver solutions. KBR also formed a joint development alliance with ConocoPhillips LNG Licensing to provide expedited mid-scale LNG solutions to the marketplace.
The Toffees host their Merseyside rivals on Sunday after their impressive fightback saw them win 3-2 at West Brom on Monday after falling two goals behind. Romelu Lukaku’s brace and Arouna Kone’s strike at The Hawthorns sealed their comeback to lift Everton to fifth in the Barclays Premier League and above Liverpool. Press Association Boss Roberto Martinez has warned Everton their form means nothing ahead of the derby with Liverpool. They have beaten champions Chelsea at Goodison Park this season and are unbeaten in six games in all competitions, having only lost to Manchester City so far, but after their Hawthorns heroics Martinez insisted it will count for nothing on Sunday. “Our performance against Chelsea set the standards of what we want to achieve at home but as you can imagine the derby is completely different, it doesn’t matter if you go into it with momentum or not,” he said. “The derby in itself brings that extra emotion and extra meaning to the game. We’re happy we won but not because it’s going to give us momentum into the derby, we’re happy because when you are the last game in the week it’s a real opportunity to show that in the table. Those three points were extra significant to us.” Martinez also refused to condemn James McCarthy after the midfielder was booked for diving in the area in the second half. McCarthy had burst into the box and went down with Craig Gardner closing in but replays showed there was no contact. ” In that situation James is trying his best to get into a goal-scoring position and maybe he was expecting contact,” said Martinez. “I don’t encourage my players to do that but sometimes mistakes happen as a player. “The referee saw it and he handled it very well. Sometimes you are expecting something and you gamble and it happens. I don’t give it any more importance than that.” Saido Berahino and Craig Dawson had given the Baggies a 2-0 lead after 54 minutes but Lukaku struck back instantly after Dawson’s header before Everton scored twice in the final 15 minutes. It was Berahino’s second goal since his strike threat this month, after West Brom rejected bids from Tottenham, but boss Tony Pulis is now concerned with injuries to defenders Gareth McAuley (calf) and his replacement Jonas Olsson (groin). Pulis said: “I don’t think it helped we lost Gareth on Sunday and Jonas has come in and got injured 15 minutes into the game. We lost our two ‘No.5s’ in the game. Olsson looks like he’s done his groin, which is a worry, and with him and McAuley out we are struggling really.”
Authorities in Broward County say they are working to disembark passengers from two cruise ships who reported having both dead and ill passengers.The ships, Zaandam and Rotterdam docked in Port everglades on Thursday after several other countries turned them away.Four men over the age of 70 were reported died after falling ill and experiencing medical complications. According to CNN, two of the men were diagnosed with the coronavirus, while the 3rd passed away due to a heart attack, and the 4th passed away due to an undisclosed preexisting medical condition.Officials also say that at least 100 passengers reported experiencing flu-like symptoms, while another 1211 passengers reported good health.On Friday the process of disembarking passengers from the cruise ship began.Broward County Mayor Dale Holness says he understands local concerns that the passengers may increase the spread of the virus among Floridians and that officials are doing everything necessary to prevent that from happening:“We have taken every precaution necessary to protect the well-being and health of the people of Broward County, while at the same time being humanitarians,” Mayor Holness said.13 critically ill passengers have been transferred to area hospitals, while those who reported themselves as being in good health will be provided supervised travel home once they pass a medical screening.Officials say passengers leaving the cruise ship will be ushered directly onto shuttle buses that will then drive directly onto the tarmac of the airport to avoid passengers going through terminals. The passengers will then be put on planes home and told to self- quarantine for 14-days.As for Florida residents, they will be taxied to their homes where they are expected to self-quarantine.An additional 26 passengers and 50 crew members will remain onboard the ship where they will be monitored after reporting flu-like symptoms.